no-fault insurance

Woman hit in accident by bus, speaks out about no-fault insurance model

Feb 28, 2023 | 3:12 PM

PRINCE GEORGE — Months after an accident, a Prince George woman is speaking out about ICBC’s no fault insurance model.

In July 2022, Lillian Carey was in a crosswalk in her electric wheelchair when she was hit by a city bus. The back of Lillian’s wheelchair took the brunt of the accident, but she suffered whiplash from the accident.

After the accident, Lillian doesn’t remember getting back home, but she did and went to a walk-in clinic.

“I don’t remember getting home, but I did get home. I used my power chair, apparently, and I came home. But I don’t remember doing that. And then I went to the emergency walk in clinic the next day, and that’s when they found out I had really bad whiplash.” – Lillian Carey

Lillian was hit at the intersection 8th Avenue and Central Street, at Spruceland Mall where there is lots of bus traffic. With the wheelchair taking the brunt of the damage, a number of issues arose afterwards.

Treatments that Lillian has been receiving to help with her physical injuries, are soon no longer going to be covered. Lillian felt pressure from ICBC’s no-fault policy, and accepted 213 dollars to repair her wheelchair because ICBC wouldn’t write it off.

“It’s horrible. You know, all they’ll pay when when you have an accident is nothing. They’ll pay you back what your out-of-pocket expenses are and they’ll pay for your medical and that’s it.” – Lillian Carey

Due to the no-fault policy, in accident, both parties are entitled to the same benefits regardless of fault. Several months after the accident, Lillian still feels scared to go out, fearful that something like this might happen again.

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